Inherited IRA RMD Calculator

Inherited IRA & beneficiary tool

Calculate the required minimum distribution from an inherited IRA

If you have inherited a retirement account, generally you must withdraw required minimum distributions (RMDs) from an account each year to avoid IRS penalties. RMD amounts depend on various factors, such as the beneficiary's age, relationship to the beneficiary, and the account value. If inherited assets have been transferred into an inherited IRA in your name, this tool may help determine how much you need to withdraw and which distribution method might work best for your unique situation. Get started below.

Questions about Inherited IRAs?

We offer helpful information for spouses, family members, friends, executors, and administrators.

Important FAQs regarding your beneficiary retirement account & RMDs

What is a beneficiary retirement account?

What are the responsibilities of the beneficiary of an IRA or QRP?

What is a Required Minimum Distribution (RMD) for a Beneficiary/Inherited IRA or QRP?

What are the tax implications for RMDs?

How do I know if I need to take an RMD?

What is the 10-Year Rule?

What is the Life Expectancy Payment Option?

What is a Lump-Sum Distribution?

What is a Transfer to Own IRA (Treat as Own)?

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